The State Bank of India is one of the largest commercial banks in India. It has grown even bigger with the merger of the other state banks like the State bank of Travancore, State bank of Mysore, Bank of India, and others in 2017. You can access several services, starting from a savings bank account to loans for several purposes, insurance, and other financial services. There are indeed several branches. This means that you are likely to have a state bank near you. However, getting the banking transactions done from the comfort of your home is indeed tantalizing. The need for the same has also risen owing to Covid 19. You can use the net banking facility offered by the bank.

 Net banking

 You might have already registered for net banking facilities and might be using them to carry out your transactions. you might be using it for the following purposes

• To check account balance
• To transfer funds
• To get a new chequebook
• Apply for credit/debit card
• To start an RD or FD.

And much more. You can do it online as well. However, you must enter the User ID and password to use the internet to enter into the net banking services. This is unique and specific. However, there are chances that you might forget the user ID. Then you should follow the following steps to retrieve the user name.

 Retrieving the user name online

In case you have forgotten, here are the steps involved to retrieve the same online without the hassle of having to visit the branch for this purpose.

• Start by opening the internet bank log-in page of SBI.

• Click on the Forgot Password option.
• On a new tab, select the forgot username option. Then click on the Next button.

• Fill in the relevant details in the space provided. It would include the CIF number and the registered mobile number; you will find these in your bank passbook.

• Enter the case-sensitive captcha and click on the submit button.
• You will receive an OTP. It is a one-time password that should not be shared with anyone. Enter the OTP and click on the submit button.

• You will view the net banking username on the screen. You will receive an SMS as well.

You can use this to go ahead with internet banking operations.

Getting to know net banking for newly registered users

 When you have registered for net banking at your branch or online and have forgotten the temporary user ID, you can get it online without visiting the branch for the same. The steps involved include

• Selecting the resend User Id option. It would be through SMS and for new registrants only. Then click on the Next button.
• In the next screen, fill in the appropriate spaces in the account number, name, branch name, location, etc. Enter the captcha properly and click on the go button.
• Enter the OTP, and you will get the temporary user ID on the next screen and the SMS.